Mortgages For most people, buying a home is the single biggest investment they will make. Getting a mortgage can be one of the biggest financial steps of your life. We create custom mortgages to meet your out of the ordinary needs, as well as offer a comprehensive menu of standard mortgage products. Trust our mortgage experts to help your dreams of owning a home become a reality. First National Bank Minnesota offers a variety of mortgages to fit your budget and can assist you with the home buying process. Whether it is a fixed rate conventional or an adjustable rate or balloon, we have a mortgage product for you. Our special mortgage products are designated to meet your needs as a first time homebuyer. Refinance Most of the time you can lower your payments every month if you refinance at an interest rate that is ½% lower than your current rate. If the market is right for you First National Bank Minnesota can help you maximize your monthly income. Contact us today. Construction Loans Let First National Bank Minnesota make your dream home a reality with a new home construction loan. We can help you build your future.